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  The fast changing world of employee benefits and the myriad of regulations arising from them require constant attention to assure legal compliance and provide a competitive benefits package for today's labor market.    
         
  Benefits strategies can help in maintaining long-term employees, reducing turnover, providing incentives for key employees, saving taxes and providing valuable "perks" for business owners. Strategies for consideration and implementation include:    
         
  Flexible Benefit (Cafeteria) Plans    
         
  Qualified Retirement Plans, including Pension and Profit Sharing Plans and 401 (k) Plans    
         
  Deferred Compensation Arrangements    
         
  Stock Option Plans    
         
  Split Dollar Insurance Arrangements    
         
  Employee Handbooks    
         
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